Start Your LayawayWith 10% Down
Choose 10%, 25%, or 50% upfront online, then pay the remaining balance within 3 months. Your jewelry stays reserved until the plan is paid in full.
How Golden Fantasy Layaway Works
Choose your jewelry, start with a minimum 10% deposit, and complete the remaining balance within 3 months.
Choose Your Jewelry
Shop eligible Golden Fantasy jewelry online or visit us in store and select the piece you want.
Choose Your Starting Deposit
Start with at least 10%. Online, you can choose 10%, 25%, or 50% upfront.
Pay Within 3 Months
Make consistent payments online or in store, use automatic payments, or pay the remaining balance off early.
How to Start a Layaway Online
From your first deposit to your final payment, your Golden Fantasy account keeps everything in one place.
Create Your Account
Create or sign into your Golden Fantasy account before starting your layaway. Your account is used to manage and track your payment plan.
Select Layaway & Deposit
Add the jewelry to your cart, choose the Layaway option, then select 10%, 25%, or 50% upfront. A 10% deposit is the minimum.
Track Your Layaway
After checkout, sign in to track your balance, payments, and real-time updates. You can also make online payments and manage automatic payments.
Profile → Payment PlansChoose Pickup or Shipping
After your final payment, choose in-store pickup or have your jewelry shipped. Applicable shipping rates may apply.
Your Layaway.
All in One Place.
Sign in anytime to manage your plan, review your progress, and keep your 3-month payoff period on track.
View My Payment PlansPay the Way That Works for You
Keep your layaway moving with convenient payment options online and in store.
Online
Sign into your Golden Fantasy account and make deposits from your Payment Plans page.
In Store
Visit Golden Fantasy to make a payment toward your existing layaway.
Automatic Payments
Set up automatic payments for added convenience and to help keep your plan on schedule.
Early Payoff
Pay the remaining balance in full at any time before the 3-month deadline.
Important Layaway Terms
A minimum 10% down payment is required. For online layaway, customers may choose 10%, 25%, or 50% upfront. The remaining balance must be paid in full within 3 months, with consistent payments made throughout the layaway period. Payments may be made online or in store, and automatic payments can be set up. Layaway purchases are final sale and are not eligible for refunds or exchanges. If the balance is not paid in full within the 3-month period, the layaway will be canceled, the merchandise will be returned to inventory, and all payments previously made will be converted to Golden Fantasy in-store credit.
Merchandise remains on layaway and is released only after the balance has been paid in full.
Frequently Asked Questions
Everything you need to know before starting or managing your Golden Fantasy layaway.
How much do I need to start a layaway?
A minimum 10% down payment is required to begin a Golden Fantasy layaway. Online customers can also choose to put 25% or 50% down upfront.
Can I put more than 10% down online?
Yes. Online layaway lets you choose 10%, 25%, or 50% upfront. The 10% option is simply the minimum required deposit.
How long do I have to pay?
The remaining balance must be paid in full within 3 months, with consistent payments made throughout the layaway period.
Can I make payments online?
Yes. Sign into your Golden Fantasy account and go to Profile → Payment Plans to view and manage your active layaway and make additional payments.
Can I make payments in store?
Yes. Visit Golden Fantasy and make a deposit toward your existing layaway balance in store.
Can I set up automatic payments?
Yes. Automatic payments can be set up for added convenience and to help keep your layaway on schedule.
Can I pay my layaway off early?
Yes. You can pay your remaining balance in full at any time before the 3-month deadline.
How do I see how much I still owe?
Sign into your Golden Fantasy account and go to Profile → Payment Plans to see your current balance, payment history, and real-time updates.
When do I receive my jewelry?
Your jewelry is released only after the layaway balance has been paid in full. After your final payment, choose in-store pickup or shipping. Applicable shipping rates may apply.
Can I cancel my layaway?
Layaway purchases are final sale and are not eligible for refunds or exchanges. If the plan is not completed within the required 3-month period, it is canceled, the merchandise returns to inventory, and payments made are converted to Golden Fantasy in-store credit.
What happens if I do not finish paying within 3 months?
The layaway will be canceled, the item will be returned to inventory, and all payments made toward the layaway will be converted to Golden Fantasy in-store credit.
Reserve the Piece You Want.
Start with as little as 10% down. Online, choose 10%, 25%, or 50% upfront, then pay the remaining balance within 3 months. Manage your plan anytime from your Golden Fantasy account.